How to Send Money Internationally Without High Fees in 2025
Sending money across borders shouldn’t feel like solving a puzzle. Yet with high fees, hidden charges, and poor exchange rates, traditional banks make it difficult. That’s where Wise (formerly TransferWise) steps in — offering a fast, transparent, and low-cost solution for international money transfers.
Whether you’re supporting family, paying overseas freelancers, or running a global business — Wise helps you send money smarter.
💡 What is Wise?
Wise is a global money transfer platform that uses the real mid-market exchange rate and low transparent fees — unlike traditional banks that markup rates for profit.
With Wise, you can:
- Transfer to over 160 countries
- Hold 50+ currencies
- Get paid like a local in USD, EUR, GBP, and more
- Track your transfers in real-time
🔄 How Wise Works: Step-by-Step Guide
- Sign up for free 👉 Affiliate Link
- Choose the amount & currency to send
- Enter your recipient’s bank details
- Pay via card, bank transfer, or wallet
- Done! Your recipient gets the money in hours
🏦 Wise vs Traditional Banks
Feature | Wise | Banks |
---|---|---|
Exchange Rate | Real mid-market rate | Marked-up rate |
Transfer Fee | Transparent & low | Often hidden & high |
Transfer Time | Minutes to 24 hours | 3–5 business days |
Supported Currencies | 50+ | 10–15 at most |
Mobile Experience | Seamless app & web | Often clunky or branch-only |
🧠 Real Use Cases
- Freelancers: Get paid globally without PayPal’s 5–7% fees
- Families: Send tuition, rent, or medical money overseas
- Remote workers: Use a Wise multi-currency account for smoother payments
- Shoppers: Pay international invoices in native currencies
🎯 Final Thoughts
If you’re tired of losing money on transfers, fees, and conversion rates — it’s time to switch. Wise is one of the most reliable, secure, and cost-effective international money transfer services in 2025.